Terms & Conditions
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Welcome to Insurance Solution Services (“we,” “us,” “our,” or the “Website”). By accessing or using our website, you agree to comply with and be bound by the following Terms & Conditions. If you do not agree with these terms, please do not use our services.
1. About Our Service
Insurance Solution Services is an insurance comparison and referral platform. We help individuals, families, and businesses compare insurance plans from various third-party carriers and agents.
We are not an insurance carrier.
We do not issue policies or underwrite coverage.
We do not guarantee the availability or pricing of any plan shown on our site.
2. No Professional Advice
The information provided on this website is for general informational purposes only. It does not constitute professional financial, legal, or medical advice.
You should verify all policy details, coverage limits, exclusions, and premium amounts directly with the insurance carrier before purchasing.
3. Accuracy of Information
We strive to display accurate, up-to-date insurance plan information. However:
Rates, coverage options, and availability change frequently.
We do not guarantee that all information is error-free, complete, or current.
Insurance carriers may change terms after you leave our site.
We are not liable for any discrepancies between our site and a carrier’s actual policy.
4. Your Responsibilities
By using our site, you agree to:
Provide accurate and truthful information when using forms or quote requests.
Use the website only for lawful purposes.
Not attempt to hack, scrape, or disrupt our website functionality.
5. Third-Party Links & Carriers
Our website may contain links to external insurance carriers, agents, or affiliate partners.
We do not control these third-party websites.
We are not responsible for their content, privacy practices, or business terms.
Any insurance policy you purchase is solely between you and that carrier.
6. No Warranties
Your use of this website is at your own risk. The site is provided “AS IS” and “AS AVAILABLE” without any warranties of any kind, either express or implied.
We do not warrant that:
The site will be uninterrupted, secure, or error-free.
Any specific coverage or savings will be achieved.
7. Limitation of Liability
To the fullest extent permitted by law, Insurance Solution Services shall not be liable for:
Any direct, indirect, incidental, or consequential damages.
Loss of savings, revenue, or data.
Any issues arising from your policy agreement with a third-party insurance carrier.
Our total liability to you shall not exceed $100.
8. Indemnification
You agree to defend, indemnify, and hold harmless Insurance Solution Services and its employees, owners, and partners from any claims, damages, or expenses arising out of:
Your misuse of the website.
Your violation of these Terms.
Any dispute between you and an insurance carrier.
9. Intellectual Property
All content on this website — including text, graphics, logos, icons, and code — is the property of Insurance Solution Services or its licensors.
You may not copy, reproduce, distribute, or create derivative works without our written permission.
10. Changes to These Terms
We may update these Terms & Conditions at any time without prior notice. Changes will be posted on this page with an updated “Last Updated” date.
Your continued use of the site after changes means you accept the revised Terms.
11. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Alaska, without regard to its conflict of law principles.
Any legal action must be filed in Anchorage, Alaska.
12. Contact Us
If you have any questions about these Terms & Conditions, please contact us: