Refund Policy

At Insurance Solution Services (“we,” “us,” or “our”), transparency is our priority. This Refund Policy explains our policies regarding refunds for any services or payments made through our website.


1. Our Service Is Free for You

Important: Insurance Solution Services is a free insurance comparison and referral platform. We do not charge you any fees to:

  • Compare insurance plans (health, home, vehicle, business, travel)

  • Request quotes from multiple carriers

  • Connect you with insurance agents or carriers

  • Use our tools, calculators, or resources

Because our service is free to users, there are no fees to refund directly to us.


2. Payments to Insurance Carriers

When you purchase an insurance policy through a carrier or agent found on our site, any payments, premiums, deductibles, or deposits are paid directly to the insurance carrier — not to Insurance Solution Services.

Therefore:

  • We cannot issue refunds for payments made to third-party insurance carriers.

  • Any refund requests for premiums, overpayments, cancellations, or billing errors must be handled directly with your insurance carrier according to their refund policy.


3. Insurance Carrier Refund Policies

Each insurance carrier has its own refund rules. Common scenarios include:

 
 
SituationTypical Carrier Policy
Cancellation within “free look” period (usually 10–30 days)Full refund of premium
Cancellation after free look periodProrated refund or no refund
Overpayment or billing errorRefund issued by carrier

Please review your policy documents or contact your carrier directly for their specific refund terms.


4. Situations Where a Refund May Apply (From Us)

The only scenario where you might receive a refund from us is if:

  • You were incorrectly charged a fee by Insurance Solution Services (which should never happen, as we do not charge users).

  • A technical error caused a duplicate or unauthorized transaction through our systems.

In such rare cases, please contact us immediately, and we will investigate and issue a full refund within 5–7 business days.


5. How to Request a Refund (From Us)

If you believe you are entitled to a refund from Insurance Solution Services:

  1. Contact us at: info@insurancesolutionservices.online

  2. Provide your full name, email address, and details of the charge

  3. Include any relevant screenshots or transaction IDs

We will respond within 3 business days.


6. No Refunds for Quote or Comparison Services

Our quote comparison and referral services are provided free of charge. You are never billed for:

  • Receiving a quote

  • Comparing plans

  • Speaking with an agent through our referral

Therefore, no refunds are applicable for these services.


7. Disputes with Insurance Carriers

If you have a dispute regarding a premium payment, cancellation fee, or refund from an insurance carrier:

  • Contact the carrier directly using the phone number on your policy documents.

  • If you need assistance locating your carrier’s contact information, we are happy to help — just email us.

Insurance Solution Services is not responsible for carrier refund decisions.


8. Changes to This Policy

We may update this Refund Policy occasionally. Changes will be posted on this page with an updated “Last Updated” date.


9. Contact Us

If you have any questions about this Refund Policy, please contact us:

📧 info@insurancesolutionservices.online